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Hi Guys

I hope you will have a productive week and a breakthrough closer to where you want your dreams to be.

I have picked up a book by MJ DeMarco entitled “The Millionaire Fastlane” and after making it my read for last week- I would like to share 3 important lessons that I took from it.

“WEALTH IS A ROAD TRIP, NOT JUST A ROAD! While in college, my friends and I embarked on a spring break road trip from Chicago to South Florida. Naturally, as young men, we were gushing with anticipation and enamored with the destination: a sunny, crowded Florida beach of scantily clad, well-tanned, boozed-up college coeds. Unfortunately, preoccupied with the destination, we failed to address the journey and the vehicle that we relied onto get us there. Eight hours into the trip, our old Dodge Duster started billowing smoke and clanked to a stop. With a ruptured gasket and no oil, our trip stalled on some country road in the middle of southern Illinois. Cows, manure stink, and cornfields, light years away from the sandy beaches of South Florida. Sadly, for most, the journey to wealth often ends like my spring break road trip: stalled on the side of the road in the middle of nowhere, left to ask, “How the hell did I get here?” Like my spring break trip, to know and drive “the road to wealth” is not enough because the road itself is deficient in delivering wealth. Your pursuit of wealth stalls when your focus is the road and its destination, and not the roadtrip. Sure, the Fastlane might open a rapid road to wealth, but a successful road trip will demand your respect for all of the trip’s vital tools. My spring break stalled because we neglected the road trip and focused on the road. Oil? Roadmap? Engine tune-up? Screw it, just hit the road and head south! When you disregard critical road trip components, your engine redlines, oil burns stale, gas is squandered, and decade-long detours are encountered. When your focus is only the road, your journey is likely to stall and dreamy destinations never arrive.”

This has been the challenge in the bulk of my talks. We focus so much on the end goal that we forget to embrace the Journey. We also forget to appreciate and measure the growth in-between. 

So many people lose Focus and forget why they have started their goal in the first place.

The second lesson is very vital and speaks on the importance of Leadership and taking control of your dreams!

“HITCHHIKERS DON’T DRIVE! One anchor to the Sidewalk is to entrust your financial plan to others, to believe that there is a chauffeur to wealth and that someone else can drive that journey for you. This mindset makes you vulnerable to victimhood. Imagine if you hitchhiked across the country. There’s a decent chance you’d never make it to your destination. You could climb into a psycho’s car that decides to take you on an unintended detour. You could encounter a murderer who slashes your throat and dumps you in a roadside ditch. Hitchhiking is inefficient and dangerous! Yet, the Sidewalker’s manifesto is predicated on hitchhiking: faith unto others, and when things don’t work out as intended, blame unto others. After faith in luck and events, blame is the third anchor to the Sidewalk. Back in the late 80s, when I was a teenager, my mother chummed with friends at a local restaurant. Within that friendship circle several of them put their life savings into an investment innocuously named “The Fund.” These folks—some respected businessmen—raved about this investment, claiming impressive monthly returns. These friends encouraged my mother, as a struggling single mom, to invest. Mom was no dumb cookie. She asked questions and didn’t like the answers. Something didn’t “feel” right. Logic tickled her inner brain. Ultimately, she passed on the investment and it remained outside her world. Years later “The Fund” made headline news. An investment company had bilked millions of dollars from investors. The investment company was exposed to be a Ponzi scheme, and several swindled investors committed suicide, including the perpetrator. This investment company was none other than that great investment mother declined years earlier—“The Fund.”

There is a great lesson to be taken from this and luckily- you are here reading my Blog which means that you are a person of action. A lot of things can be avoided by just getting the knowledge necessary. Anything that you want to do, right, has to be given the proper due diligence. I always get asked by people: “Mpho, how do I start trading and investing “ and my answer is always the same:


This then brings the concluding lesson and one which I believe is a Universal Law:

“THE LAW OF VICTIMS The Law of Victims says you can’t be a victim if you don’t relinquish power to someone capable of making you a victim. When you bequeath control to others, you essentially become a hitchhiker with no seat belt. You take the passenger seat in a stranger’s car, which could be murderous to your financial plan. And when that happens, you’re vulnerable to joining the ranks of victims. The road to victimhood is through denial: First responsibility, then accountability. People who don’t take responsibility are victims. Some of them are born victims and, instead of trying to improve their hand, they fold and give up. For them, everyone has the solution to their problems but them. And their problems? Not their fault. Nope, someone else is to blame. Instead of looking within, they look outward and project responsibility to some other entity. Victims are Sidewalkers who refuse to take the driver’s seat of their own lives and live under a dark cloud of “theys” reflective of a “me against them” attitude. “They laid me off.” “They changed the terms.” “They cheated me.” “They didn’t tell me.” “They raised my rent.” “They raised my interest rate.” Invariably, all these “theys” are self-imposed. If the landlord raised your rent, is it his fault you decided to live there and you didn’t read the lease agreement? If the company laid you off, is it their fault you chose to work there? Was it my fault that I was a broke 25-year-old stuck in a blizzard in a limo on the side of the road? It was. There was a recent labor union rally against Wal-Mart from employees disgruntled with the retailer’s poor wages. A 33-year-old employee named Eugene complained about his employer arguing that he spent three years unloading trucks for $11.15 an hour, which was below the retail industry average of $12.95 an hour. His grievance? He can’t afford a car or Wal-Mart’s health insurance. Wow, how disturbing. Was someone arrested? Seriously, someone should arrest the man who put the loaded gun to Eugene’s head forcing him to work at Wal-Mart for a below-market wage! Give this guy a bitch-slap. No one forced him to work at Wal-Mart; he works there because he chose to work there. Hey, Eugene, if you’re tired of making $11 an hour, raise your value to society. Get your ass over to the library. Wal-Mart can’t offer low wages if they don’t have an endless supply of victims like you. You see, when a financial advisor promises you 14% guaranteed income from a bank certificate of deposit and you later discover that he scammed you, it’s your fault. You didn’t do the diligence. You didn’t investigate. You ignored the tickle of logic in your brain. You are a victim of your own malfeasance.”

Take Massive Action in the moment; get the knowledge and let Success happen through continuous and consistent Growth!

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